The principle

Paid more, paid later

A simple exchange between a company and a freelance: an increased rate against a spread payment, aligned with the company's real revenue. Everything else follows from that.

For the company

Skills without an immediate cash outflow

You bring in developers, lawyers, designers or marketers today, and you pay them as your turnover comes in. Every month you pay out between 5 and 12.5 % of what you have collected to all your freelances, split in proportion to what each one is owed. No revenue this month, no payment this month: balances carry over.

For the freelance

An increased rate that pays for patience

You work at an increased daily rate, with a target of three times your usual rate. In return, you accept a spread payment that follows the company's revenue. Your balance can be consulted at any time, it is never written off, and the company cannot close its programme without having settled it.

The mechanism, in three stages

Stage 01

Work creates a balance

Every day worked at the increased rate feeds the freelance's balance, followed continuously by both parties.

Stage 02

Revenue comes in

The company devotes between 5 and 12.5 % of its turnover to settling balances. The rate is set in its contract; 12.5 % is the recommendation.

Stage 03

Distribution in proportion

The month's amount is split between the freelances in proportion to their balances. Whatever is not paid out carries over to the following month.

Who does what, where the money goes

Three actors, two flows, one rule: Pacto provides the system and the network, but never touches the funds. The company pays its freelances directly.

The company

Activates its programme. Publishes its missions. Pays out 5 to 12.5 % of its turnover. Pays its freelances directly.

The freelances

Members of the network. Freely choose their missions. Work at the increased rate. Follow their balance in real time.

Pacto, in the middle but outside the money flow

The company pays Pacto an activation fee and then a royalty. The freelance pays a one time entry fee to the network. None of these flows mixes with the payouts: those go directly from the company to its freelances. Pacto never holds the funds and provides no payment service.

5 to 12.5 %
of turnover paid out to all the freelances. The rate is set by the company in its contract. Recommendation: 12.5 %.
2 to 3 d
per week, the pace advised to the freelance. Pacto tops up revenue, it does not replace it.
100 %
transparency on balances. Balance, payments and distributions can be consulted continuously.

You are a freelance

The detail of what you gain, what you accept and what protects you.

Read the freelances page

You run a company

The five step activation path and what the programme costs you.

Read the companies page

You want the rules

The five rules that protect the system, and the full model contract.

Read the rules of the game

Invoice more, get paid at the pace of growth.
Pacto is a brand of PIM S.A. This site is an information document: only the signed contract and its annexes are authoritative. Pacto is not a party to the contracts concluded between companies and their freelances and never holds the funds exchanged. Platform in beta version.
English version: courtesy translation. The French text is authoritative.
© PIM S.A., 2026